The Go-To Funding Solution for

Real Estate Investors

Where Serious Investors Get Funded. Period.

Get Funded Here

The Fair Oaks Difference

Our Mission

Why Choose Us

Our Commitment

We strive to empower our customers with accessible and flexible financial solutions. By prioritizing your needs and goals, we ensure every step of the lending process is straightforward, transparent, and tailored to you.

✔️ Proven Track Record: 20+ years of private lending success with zero foreclosures.

✔️ Expert-Led: Legal and financial expertise that protects your investments.

✔️ Speed & Certainty: Fast approvals and reliable funding when you need it most.

✔️ Personalized Solutions: We structure deals that work for both borrowers and investors.

✔️ Integrity First: Transparent, honest, and committed to your success.

We are dedicated to delivering dependable, fast funding with complete transparency and integrity. Whether you're an investor or a borrower, we prioritize your success through expert guidance, personalized service, and unwavering attention to detail—every step of the way.

Fast, Reliable Funding When You Need It

Our Borrowers

Contractors

Rehabbers

Builders

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Building Strong Returns, Together

Our Investors

Individuals who want passive income backed by smart underwriting and risk management

Private individuals and firms seeking strong, reliable returns through real estate-backed loans

Experienced real estate investors looking to diversify their portfolios with private lending

Invest with us!

Empowering Your Financial Journey Through Smart Lending Solutions

Build the Right Team

Success starts with trusted experts—legal, financial, and lending partners who know the landscape and protect your investments.

Secure Smart Financing

The right funding structure can make or break a deal. Work with lenders who offer flexibility, speed, and a deep understanding of real estate investing.

Understand the Risks & Rewards

Every opportunity comes with risk. Get clear underwriting, expert due diligence, and transparency every step of the way.

Speak with our Rehab Expert Today!

Plan for Growth

Think beyond the next deal. Leverage resources, guidance, and support that help you scale confidently and sustainably.

Testimonials from our trusted Borrowers and Investors

Common Questions our Borrowers and Investors May Have

What types of properties do you fund?

We focus on investment properties, including fix-and-flips, rental properties, new builds, development, small commercial, and small multifamily projects.

What are your typical loan terms?

Our standard loan terms start at 12.99% interest with 3 points, structured on a 6-month term—designed to offer flexibility and fast access to capital.

How fast can I get funding?

We pride ourselves on speed and efficiency—many of our deals close in as little as 7 to 10 days, depending on the project.

Who can invest with Fair Oaks Funding?

We work with all types of capital investors—whether you're new to real estate or a seasoned professional—looking for reliable, secured investment opportunities with strong returns.

"Doing the right thing, is never the wrong thing"- Ted Lasso

At Fair Oaks Funding, we’re committed to delivering trusted funding solutions that help you build lasting success. Our experienced team provides expert guidance at every stage, offering strategic funding options designed to support both your immediate goals and long-term growth.